/* ===========================================================================
   REG LTD — modern light fintech aesthetic
   Palette: warm paper, ink, deep emerald brand
   Type: Manrope (display) + Inter (body) — both with Cyrillic
   =========================================================================== */

:root {
  --bg: #f6f6f2;
  --surface: #ffffff;
  --surface-2: #efefe9;
  --ink: #14171c;
  --ink-soft: #3a4048;
  --muted: #6b7280;
  --brand: #0a7350;
  --brand-strong: #075639;
  --brand-tint: #e3f0e9;
  --brand-tint-2: #d3e8dd;
  --border: #e5e4dc;
  --border-strong: #d6d5cb;
  --danger: #b4443a;
  --radius: 18px;
  --radius-sm: 12px;
  --shadow-sm: 0 1px 2px rgba(20, 23, 28, 0.04), 0 1px 3px rgba(20, 23, 28, 0.06);
  --shadow-md: 0 10px 30px -12px rgba(20, 23, 28, 0.18);
  --shadow-lg: 0 30px 60px -20px rgba(7, 86, 57, 0.28);
  --font-sans: "Inter", system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  --font-display: "Manrope", var(--font-sans);
  --maxw: 1160px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  background: var(--bg);
}

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

h1,
h2,
h3,
h4 {
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.08;
  margin: 0;
  color: var(--ink);
}

p {
  margin: 0;
}

a {
  color: inherit;
  text-decoration: none;
}

svg {
  display: block;
}

.container {
  width: 100%;
  max-width: var(--maxw);
  margin-inline: auto;
  padding-inline: 24px;
}

/* ---------- Eyebrow ---------- */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brand-strong);
  background: var(--brand-tint);
  border: 1px solid var(--brand-tint-2);
  padding: 6px 12px;
  border-radius: 999px;
  margin: 0 0 20px;
}

/* ---------- Buttons ---------- */
.btn {
  --h: 52px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: var(--h);
  padding: 0 24px;
  border-radius: 999px;
  border: 1px solid transparent;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 15px;
  letter-spacing: -0.01em;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.2s ease, background 0.2s ease,
    border-color 0.2s ease, color 0.2s ease;
  white-space: nowrap;
}

.btn:active {
  transform: translateY(1px);
}

.btn-ico {
  width: 18px;
  height: 18px;
}
.btn-ico svg {
  width: 100%;
  height: 100%;
}

.btn-primary {
  background: var(--brand);
  color: #fff;
  box-shadow: 0 8px 20px -8px rgba(10, 115, 80, 0.6);
}
.btn-primary:hover {
  background: var(--brand-strong);
  box-shadow: 0 12px 26px -8px rgba(10, 115, 80, 0.7);
  transform: translateY(-1px);
}

.btn-ghost {
  background: var(--surface);
  color: var(--ink);
  border-color: var(--border-strong);
}
.btn-ghost:hover {
  border-color: var(--ink);
  transform: translateY(-1px);
}

.btn-sm {
  --h: 42px;
  padding: 0 18px;
  font-size: 14px;
}

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  transition: background 0.25s ease, border-color 0.25s ease, box-shadow 0.25s ease;
  border-bottom: 1px solid transparent;
}
.site-header.scrolled {
  background: rgba(246, 246, 242, 0.8);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom-color: var(--border);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 74px;
  gap: 20px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display);
  font-weight: 800;
  letter-spacing: 0.02em;
  font-size: 16px;
}
.brand-mark {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background: var(--brand);
  color: #fff;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 18px;
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.14);
}

.nav {
  display: flex;
  gap: 4px;
  margin-inline: auto;
}
.nav a {
  padding: 8px 14px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 14.5px;
  color: var(--ink-soft);
  transition: color 0.15s ease, background 0.15s ease;
}
.nav a:hover {
  color: var(--ink);
  background: var(--surface-2);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* ---------- Language switcher ---------- */
.lang {
  position: relative;
}
.lang-toggle {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  height: 42px;
  padding: 0 12px;
  background: var(--surface);
  border: 1px solid var(--border-strong);
  border-radius: 999px;
  color: var(--ink);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 14px;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease;
}
.lang-toggle:hover {
  border-color: var(--ink);
}
.lang-globe {
  width: 17px;
  height: 17px;
  color: var(--brand);
}
.lang-globe svg {
  width: 100%;
  height: 100%;
}
.lang-caret {
  width: 15px;
  height: 15px;
  color: var(--muted);
  transition: transform 0.2s ease;
}
.lang-toggle[aria-expanded="true"] .lang-caret {
  transform: rotate(180deg);
}

.lang-menu {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  min-width: 176px;
  margin: 0;
  padding: 6px;
  list-style: none;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  box-shadow: var(--shadow-md);
  z-index: 60;
  animation: pop 0.16s ease;
}
@keyframes pop {
  from {
    opacity: 0;
    transform: translateY(-6px);
  }
}
.lang-menu button {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 10px 12px;
  border: 0;
  background: transparent;
  border-radius: 9px;
  font-family: var(--font-sans);
  font-size: 14.5px;
  font-weight: 500;
  color: var(--ink);
  cursor: pointer;
  transition: background 0.12s ease;
}
.lang-menu button:hover {
  background: var(--surface-2);
}
.lang-menu .tick {
  width: 16px;
  height: 16px;
  color: var(--brand);
  opacity: 0;
}
.lang-menu .tick svg {
  width: 100%;
  height: 100%;
}
.lang-menu button[aria-selected="true"] {
  color: var(--brand-strong);
  font-weight: 700;
}
.lang-menu button[aria-selected="true"] .tick {
  opacity: 1;
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  overflow: hidden;
  padding: clamp(56px, 8vw, 104px) 0 clamp(64px, 8vw, 108px);
}
.hero-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(680px 420px at 88% -8%, rgba(10, 115, 80, 0.12), transparent 70%),
    radial-gradient(560px 380px at -6% 4%, rgba(10, 115, 80, 0.06), transparent 70%),
    linear-gradient(180deg, #fbfbf8, var(--bg));
}
.hero-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(20, 23, 28, 0.045) 1px, transparent 1px);
  background-size: 26px 26px;
  mask-image: linear-gradient(180deg, #000 0%, transparent 62%);
  -webkit-mask-image: linear-gradient(180deg, #000 0%, transparent 62%);
}

.hero-inner {
  position: relative;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: clamp(32px, 5vw, 72px);
}

.hero-copy {
  max-width: 620px;
}
.hero-title {
  font-size: clamp(2.6rem, 6vw, 4.2rem);
  letter-spacing: -0.035em;
  margin-bottom: 22px;
}
.hero-title .accent {
  display: block;
  color: var(--brand);
}
.hero-subtitle {
  font-size: clamp(1.05rem, 1.6vw, 1.2rem);
  line-height: 1.6;
  color: var(--ink-soft);
  max-width: 30em;
}
.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, auto);
  gap: clamp(22px, 4vw, 48px);
  margin: 46px 0 0;
  padding-top: 30px;
  border-top: 1px solid var(--border);
  width: fit-content;
}
.hero-stats .stat dt {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--ink);
  line-height: 1;
}
.hero-stats .stat dd {
  margin: 8px 0 0;
  font-size: 13.5px;
  color: var(--muted);
  font-weight: 500;
}

/* ---------- Hero product visual ---------- */
.hero-visual {
  position: relative;
  justify-self: end;
  width: 100%;
  max-width: 420px;
  min-height: 340px;
}
.hv-card {
  position: relative;
  z-index: 2;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 22px;
  padding: 22px;
  box-shadow: var(--shadow-lg);
  animation: floaty 7s ease-in-out infinite;
}
@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-9px); }
}
.hv-head {
  display: flex;
  align-items: center;
  gap: 13px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--border);
}
.hv-flag {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: var(--brand-tint);
  color: var(--brand-strong);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 15px;
  letter-spacing: 0.04em;
}
.hv-id {
  display: flex;
  flex-direction: column;
  margin-right: auto;
}
.hv-id strong {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 15.5px;
}
.hv-id em {
  font-style: normal;
  font-size: 12.5px;
  color: var(--muted);
}
.hv-status {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  font-weight: 700;
  color: var(--brand-strong);
  background: var(--brand-tint);
  padding: 5px 10px;
  border-radius: 999px;
}
.hv-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--brand);
  box-shadow: 0 0 0 3px rgba(10, 115, 80, 0.18);
}
.hv-rows {
  padding: 16px 0 4px;
}
.hv-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 9px 0;
  font-size: 14.5px;
}
.hv-row span {
  color: var(--muted);
}
.hv-row b {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--ink);
}
.hv-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-top: 14px;
  padding-top: 16px;
  border-top: 1px solid var(--border);
}
.hv-tag {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--brand-strong);
}
.hv-tag svg {
  width: 15px;
  height: 15px;
}
.hv-time {
  font-size: 12.5px;
  font-weight: 600;
  color: var(--muted);
}
.hv-chip {
  position: absolute;
  z-index: 3;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 10px 14px 10px 10px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  box-shadow: var(--shadow-md);
  font-size: 13px;
  font-weight: 700;
  font-family: var(--font-display);
  color: var(--ink);
}
.hv-mini {
  display: grid;
  place-items: center;
  width: 26px;
  height: 26px;
  border-radius: 8px;
  background: var(--brand-tint);
  color: var(--brand-strong);
  font-size: 11px;
  letter-spacing: 0.04em;
}
.hv-chip-1 {
  top: -20px;
  right: -12px;
  animation: floaty 7s ease-in-out infinite 0.6s;
}
.hv-chip-2 {
  bottom: -18px;
  left: -20px;
  animation: floaty 7s ease-in-out infinite 1.2s;
}

/* ---------- Sections ---------- */
.section {
  padding: clamp(64px, 9vw, 116px) 0;
}
.section-alt {
  background: var(--surface);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.section-head {
  max-width: 640px;
  margin-bottom: clamp(40px, 5vw, 60px);
}
.section-title {
  font-size: clamp(1.9rem, 3.6vw, 2.9rem);
  margin-bottom: 16px;
}
.section-subtitle {
  font-size: clamp(1rem, 1.4vw, 1.12rem);
  color: var(--ink-soft);
  line-height: 1.6;
}

/* ---------- Jurisdiction cards ---------- */
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.card {
  position: relative;
  display: flex;
  flex-direction: column;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 26px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--border-strong);
}
.card.featured {
  border-color: var(--brand);
  box-shadow: 0 20px 50px -22px rgba(10, 115, 80, 0.5);
}
.card.featured::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: var(--radius);
  padding: 1px;
  background: linear-gradient(160deg, var(--brand), transparent 55%);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
}
.card-badge {
  position: absolute;
  top: 18px;
  right: 18px;
  font-family: var(--font-display);
  font-size: 10.5px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #fff;
  background: var(--brand);
  padding: 5px 10px;
  border-radius: 999px;
}
.card-flag {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 13px;
  background: var(--brand-tint);
  color: var(--brand-strong);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 16px;
  letter-spacing: 0.04em;
  margin-bottom: 18px;
}
.card-country {
  font-size: 1.28rem;
  margin-bottom: 6px;
}
.card-tagline {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.5;
  margin-bottom: 20px;
  min-height: 2.9em;
}
.card-lines {
  display: flex;
  flex-direction: column;
  gap: 2px;
  padding: 18px 0;
  border-top: 1px solid var(--border);
}
.card-line {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 14px;
  padding: 7px 0;
}
.card-line .l {
  font-size: 13.5px;
  color: var(--ink-soft);
  line-height: 1.4;
}
.card-line .v {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 15px;
  color: var(--ink);
  white-space: nowrap;
}
.card-meta {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding-top: 16px;
  border-top: 1px solid var(--border);
}
.card-timeline {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-soft);
}
.card-timeline .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--brand);
  box-shadow: 0 0 0 3px rgba(10, 115, 80, 0.16);
  flex: none;
}
.card-nominee {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: 13px;
  font-weight: 600;
  color: var(--muted);
}
.card-nominee svg {
  width: 17px;
  height: 17px;
  flex: none;
}
.card-nominee.included {
  color: var(--brand-strong);
}
.card-note {
  margin-top: 14px;
  font-size: 12.5px;
  font-style: italic;
  color: var(--muted);
  line-height: 1.5;
}
.card-cta {
  margin-top: 22px;
  width: 100%;
}

.footnote {
  margin-top: 30px;
  font-size: 13px;
  color: var(--muted);
  max-width: 60em;
  line-height: 1.6;
}

/* ---------- Process steps ---------- */
.steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  counter-reset: step;
}
.step {
  position: relative;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 26px 22px;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.step:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.step-num {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: var(--brand);
  color: #fff;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 16px;
  margin-bottom: 20px;
}
.step-title {
  font-size: 1.12rem;
  margin-bottom: 8px;
}
.step-text {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.55;
}

/* ---------- Why grid ---------- */
.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.why-item {
  display: flex;
  gap: 16px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow-sm);
}
.why-check {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  flex: none;
  border-radius: 12px;
  background: var(--brand-tint);
  color: var(--brand-strong);
}
.why-check svg {
  width: 20px;
  height: 20px;
}
.why-title {
  font-size: 1.1rem;
  margin-bottom: 6px;
}
.why-text {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.55;
}

/* ---------- Contact (brand panel) ---------- */
.section-contact {
  position: relative;
  background: var(--brand-strong);
  color: #fff;
  overflow: hidden;
}
.section-contact::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(520px 360px at 82% -10%, rgba(255, 255, 255, 0.14), transparent 70%),
    radial-gradient(420px 320px at 4% 108%, rgba(0, 0, 0, 0.22), transparent 70%);
  pointer-events: none;
}
.section-contact .container {
  position: relative;
}
.section-contact .eyebrow {
  color: #eafaf1;
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.2);
}
.section-contact .section-title {
  color: #fff;
}
.section-contact .section-subtitle {
  color: rgba(255, 255, 255, 0.82);
}
.contact-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}
.contact-card {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 24px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: var(--radius);
  backdrop-filter: blur(6px);
  transition: transform 0.2s ease, background 0.2s ease, border-color 0.2s ease;
}
.contact-card:hover {
  transform: translateY(-4px);
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.32);
}
.contact-ico {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  flex: none;
  border-radius: 14px;
  background: #fff;
  color: var(--brand-strong);
}
.contact-ico svg {
  width: 26px;
  height: 26px;
}
.contact-body {
  display: flex;
  flex-direction: column;
  margin-right: auto;
}
.contact-title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.05rem;
}
.contact-text {
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.72);
  margin: 2px 0 6px;
}
.contact-value {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 14px;
  color: #fff;
}
.contact-arrow {
  font-size: 22px;
  color: rgba(255, 255, 255, 0.7);
  transition: transform 0.2s ease;
}
.contact-card:hover .contact-arrow {
  transform: translateX(4px);
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--bg);
  border-top: 1px solid var(--border);
  padding: 54px 0 46px;
}
.footer-inner {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 16px;
}
.footer-tagline {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--ink);
  max-width: 40em;
}
.footer-disclaimer {
  font-size: 13px;
  color: var(--muted);
  max-width: 60em;
  line-height: 1.6;
}
.footer-rights {
  font-size: 13px;
  color: var(--muted);
  margin-top: 8px;
}

/* ---------- Reveal on scroll ---------- */
.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.6s ease, transform 0.6s cubic-bezier(0.22, 1, 0.36, 1);
}
.reveal.in {
  opacity: 1;
  transform: none;
}
.cards .reveal:nth-child(2) { transition-delay: 0.06s; }
.cards .reveal:nth-child(3) { transition-delay: 0.12s; }
.cards .reveal:nth-child(4) { transition-delay: 0.06s; }
.cards .reveal:nth-child(5) { transition-delay: 0.12s; }
.steps .reveal:nth-child(2) { transition-delay: 0.06s; }
.steps .reveal:nth-child(3) { transition-delay: 0.12s; }
.steps .reveal:nth-child(4) { transition-delay: 0.18s; }

.no-js .reveal {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  .reveal,
  .hv-card,
  .hv-chip {
    animation: none !important;
    transition: none !important;
    opacity: 1 !important;
    transform: none !important;
  }
  html {
    scroll-behavior: auto;
  }
}

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .hero-inner {
    grid-template-columns: 1fr;
  }
  .hero-visual {
    justify-self: start;
    margin-top: 8px;
    max-width: 440px;
  }
  .cards {
    grid-template-columns: repeat(2, 1fr);
  }
  .card.featured {
    grid-column: 1 / -1;
  }
  .steps {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 720px) {
  .nav {
    display: none;
  }
  .brand-name {
    display: none;
  }
  .hero-cta {
    flex-direction: column;
    align-items: stretch;
  }
  .hero-cta .btn {
    width: 100%;
  }
  .hero-stats {
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    width: 100%;
  }
  .cards,
  .steps,
  .why-grid,
  .contact-grid {
    grid-template-columns: 1fr;
  }
  .card.featured {
    grid-column: auto;
  }
  .hv-chip-1 { right: 0; }
  .hv-chip-2 { left: 0; }
}

@media (max-width: 400px) {
  .hero-stats {
    grid-template-columns: 1fr;
    gap: 18px;
  }
}